Financial Terms Dictionary
Essential Terms for Retirement & Wealth Protection
For Retirees: Understanding these terms isn't academic—it's survival. Central bank policies, banking regulations, and monetary systems directly impact your purchasing power and asset safety.
What is CBDC?
Central Bank Digital Currency—programmable money that could replace cash and give governments unprecedented control over your spending.
READ DEFINITION →What is Quantitative Easing?
Money printing by central banks that dilutes your savings. Since 2008, the Fed has created $8+ trillion from nothing.
READ DEFINITION →What are Negative Interest Rates?
When banks charge you to hold your money. Already implemented in Europe and Japan—coming to the U.S.?
READ DEFINITION →What is Currency Debasement?
The intentional devaluation of currency by governments. Your $100,000 nest egg buys less every year—by design.
READ DEFINITION →What is Reserve Currency?
The dollar's status as the world's reserve currency is eroding. What happens to your savings when it loses that privilege?
READ DEFINITION →What is Inflation Tax?
The hidden tax that quietly steals purchasing power from savers. More devastating than income tax—and you never voted for it.
READ DEFINITION →What is Real Interest Rate?
Your actual return after inflation. That 5% savings account? Negative 2% real return when inflation is 7%.
READ DEFINITION →What is Safe Haven Asset?
Assets that hold or increase value during economic chaos. Gold has been the ultimate safe haven for 5,000 years.
READ DEFINITION →What is Stagflation?
High inflation + economic stagnation. The worst possible environment for retirees. Last seen in the 1970s—returning now?
READ DEFINITION →What are Capital Controls?
Government restrictions on moving money. When the crisis hits, they lock the exits first.
READ DEFINITION →What is Wealth Confiscation?
Historical precedent: FDR's Executive Order 6102 forced Americans to surrender gold in 1933. Could it happen again?
READ DEFINITION →What is Basel III?
Banking regulations that reclassified gold as a Tier 1 asset—making it as safe as cash on bank balance sheets for the first time since 1971.
READ DEFINITION →What is Bail-in?
When a failing bank seizes depositor funds to rescue itself—no taxpayer bailout required. Already legal in the US, EU, and Canada.
READ DEFINITION →Protect Your Wealth
Understanding these terms is step one. Step two is taking action to protect your retirement from monetary manipulation.
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