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RETIREMENT PLANNING TOOL

401(k) Growth Calculator

Visualize the power of tax-deferred compound growth. Analyze how contributions, employer matching, and market returns build retirement wealth.

INCOME & CONTRIBUTIONS
Annual Salary
$
Your Contribution
%
Employer Match Rate
%
Match Limit
%
CURRENT STATUS
Current Balance
$
Current Age
yrs
Retirement Age
yrs
GROWTH ASSUMPTIONS
Expected Annual Return
%

2026 contribution limit: $23,000

401(K) STRATEGY

Maximizing Tax-Deferred Growth

Strategic guidance on contribution optimization, employer matching, and long-term wealth accumulation.

2026 Contribution Limits

$23,000 for those under 50, $30,500 for age 50+ (including $7,500 catch-up)

Employer Match Strategy

Always contribute enough to capture full match - it's immediate 50-100% ROI

Pre-tax vs Roth 401(k)

Pre-tax reduces current income; Roth grows tax-free. Consider tax bracket arbitrage

Withdrawal Rules

Penalty-free at 59½. Required distributions start at 73. Plan accordingly

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Advanced Retirement Strategies

Comprehensive wealth defense framework