Determine optimal hard asset weighting for portfolio resilience. Balance physical metals against fiat exposure for true diversification and wealth preservation.
Low volatility, insurance focus
Balanced inflation hedge
Maximum hard asset exposure
Enter your portfolio parameters to calculate physical metal requirements
Precious metals serve as non-correlating portfolio insurance against currency debasement and systemic financial stress. Their primary function is wealth preservation, not yield generation.
Most institutional models recommend 5-10% allocation to precious metals. Conservative investors treat this as portfolio insurance; aggressive investors view it as asymmetric risk/reward exposure.
Physical ownership eliminates counterparty risk inherent in ETFs and futures contracts. Sovereign coins (American Eagle, Canadian Maple Leaf) offer liquidity and recognition premium.