Witness exponential wealth creation through compounding. Einstein's "8th Wonder of the World" — where time transforms modest savings into substantial capital.
Historical S&P 500 average: ~10% | Conservative estimate: 7%
Enter your parameters and calculate to visualize compound growth
Compound interest operates as an exponential function — you earn returns on principal, then returns on those returns. This creates a J-curve acceleration effect that distinguishes early investors from late entrants.
Starting 10 years earlier can double or triple final outcomes, even with smaller contributions. Time compounds longest on early capital — the first dollar invested works harder than the last.